The relationship of insurance and politics
It is unfortunate that insurance is continually being influenced by politics. It is frequently used by a party to gain votes prior to an election or simply to stay in power. Currently the Liberal Party...
View ArticleWhat the Liberal Majority Government Means For Ontario Auto Insurance
The Liberal platform for auto insurance was essentially set out in the 2014 Spring Budget which never proceeded beyond first reading before the election was called. Now that the Liberals have a...
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Ontario’s Fall Economic Statement Focuses on Auto Insurance Consumer Protection
The auto insurance focus of this year’s Ontario Economic Statement is consumer protection although not everyone is going to agree that these measures are strictly to protect consumers. The statement...
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Different challenges ahead for insurance industry in 2015
2014 was a good year for the insurance industry in Canada and the United States. However, 2015 will face different challenges. First, the industry is over capitalized. This situation will result in...
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An Uber-challenge to automobile insurance coverage
Using the family car to drive for Uber carries the potential for serious consequences in terms of inadequate insurance protection. Until the legal issues surrounding Uber’s business model are resolved,...
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Rough road may await Ontario auto insurers
It is fair to say that the profitability of many Canadian insurers is largely influenced by their Ontario automobile results. With this in mind, the industry may be in for a rough ride. Ontario...
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Having a full discussion with voters about Ontario automobile insurance pricing
A provincial election in Ontario is expected to take place within the next six months. In the lead up to that election, it is a safe bet that all three parties will make a number of promises as to how...
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What’s fair when it comes to setting automobile insurance rates?
Political pressure to keep automobile premiums low is a problem that has bedevilled Ontario insurers for some time now. The problem certainly isn’t new and it isn’t going away. It also crosses party...
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